Property & Casualty Review Services

Insurance program review and audits
Insurance coverage analysis and policy comparisons
Program design and administration
Risk identification and assessment
Identify coverage scope, gaps, and redundancies
Risk management audits

Marketing Services

Management of formal insurance marketing process
Design and prepare insurance specifications
Broker selection marketing process
Broker performance evaluation and service commitments
Insurance procurement
Marketing processes, RFPs (Request for Proposals) and specifications
Agent and broker selection process

Outsourced Insurance and Risk Management

Insurance program management
Program administration
Risk management department assistance or coordination
Develop Risk Management department positions and risk management manuals
Design of internal risk management procedures

Claims Management and Litigation Support

Claims audits
Claims analysis
Claims practices and process
Insurance archaeology and policy reconstruction
Carrier notification, cost tracking, insurer participation
Global claim strategy development
Claims negotiations and settlements
Environmental and toxic tort exposure analysis
Claims defense and indemnity allocation analysis
Defense counsel coordination and defense cost sharing agreements
Claims strategy development and implementation
Recovery of defense and indemnity costs
General litigation support and claims analysis

Third Party Agreements

Contract insurance allocation of risk requirements – design, drafting, and enforcement
Analysis and drafting of construction, vendor, lease, and miscellaneous contract insurance and risk management provisions

Special Services

Insurance archaeology and policy reconstruction
M&A due diligence
Electronic insurance program libraries
Loss control, loss prevention and safety engineering
Business continuity and disaster planning
Family office program management
Certificate management
Bankruptcy, work-outs, and restructuring

Employee Benefits

Program design and administration
Proposal comparison
Agent selection
Coverage comparison and analysis
Claims audits

Mergers and Acquisitions

Target due diligence

Red flags analysis

Cost projection analysis

Analyze program structure, tail exposures, consolidation opportunities

Drafting and advising of sale/purchase agreement insurance provisions
Analyze historical fixed and variable costs
Loss and open claim analysis

Other Services

Insurance carrier financial rating analysis
Insurance archaeology and historical program research
Design of risk and premium allocation systems
Bond opinions
Self-insurance program feasibility analysis and implementation
Expert witness testimony
Alternative Risk Transfer analysis and implementation
Construction project risk management
Loss exposure analysis


Crain, Langner & Co. is one of the few independent insurance and risk management firms old enough and large enough to have served a multitude of different types of organizations. Your organization is likely among those listed below. Our experience with others like you inevitably helps us understand your business, your loss exposures, and your opportunities.

Accounting firms
Acute care
Agriculture operations
Ambulance companies
Apartment developers, owners and managers
Art, Science, Auto, Aviation Museums
Associations - various
Banks and financial institutions
Bridge and public transportation authorities
Building Products
Chemical manufacturers and distributors
Child and Social Service Agencies
Churches and religious organizations
Colleges, Schools, Universities
Commercial Construction
Condominium developers, owners and associations
Construction managers
Consumer Goods
Contractors – various trades
Country clubs – social, athletic
Distributors – chemicals, construction products, various
Durable Goods
Electrical utilities
Environmental engineering, testing
Equestrian activities
Family Offices and High Net Worth Families
Financial Institutions
Financial planners
Food Processing
Golf courses
Habitation and apartments
Historical properties
Homeowner associations
Hospitals and healthcare institutions
Hotels, resorts, and hospitality
Housing authorities
Intermodal transportation
Interstate toll way, turnpike authorities
Nursing homes and long-term care facilities
Park Districts, Zoos
Real Estate Development
Religious organizations
Retirement communities
Robotics and research firms
School systems – public and private
Sewer and Waste Water Treatment
Solid Waste Districts
Steel Companies

Toll way authorities

Trucking and Transportation
Utilities – electrical, gas, sewer, telephone, water